BestDapps
💧 Staking & Yield DeFi Risk

DeFi Lending Health Factor & Liquidation Calculator

Avoid sudden collateral liquidation. Input your collateral asset (ETH, BTC, SOL), borrowed debt (USDC, USDT), and liquidation threshold to instantly calculate your loan Health Factor and the exact price decline percentage that triggers liquidation.

Collateral Asset:
ETH
$
$
%
Safe Lending Buffer
1.65
Current Health Factor (HF)
Total Collateral Value: $16,000.00
Current Loan-to-Value (LTV): 50.00%
Liquidation Price Trigger: $1,939.39
Safe Price Drop Buffer: -39.39% Drop Allowed
Your position is in safe territory. ETH can drop by 39.39% (down to $1,939) before liquidation bots can trigger a forced auction.
📐 Mathematical Formula & Verification Client-Side · Zero Cost · Deterministic
Liquidation_Price = Borrowed_Debt / (Collateral_Units * Liquidation_Threshold)
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How It Works

Simulate health factors, max borrowing capacity, and exact liquidation price drops on Aave & Morpho.

BestDapps provides client-side, privacy-preserving calculators designed to give decentralized finance traders, yield farmers, and stakers accurate financial models without connecting a wallet or transmitting sensitive data.

Frequently Asked Questions

What is Health Factor in DeFi lending?

Health Factor is the numeric ratio of your collateral value weighted by its liquidation threshold against your outstanding borrowed debt. If Health Factor drops below 1.0, your collateral becomes eligible for liquidation by third-party liquidators.

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